At Sarah Curtis Mortgages & Insurance, we know the world of finance can feel overwhelming, complicated & sometimes just gets put into the “too hard basket”

This is a huge reason why we set up our own financial advice business - so that we can support our clients, with simple, straight- up advice.

We won’t overcomplicate things - one of the pillars of our business is education. Education, not in a way that makes you feel silly for asking a question, but education that makes you feel empowered & confident in your financial decisions.

We are based in the beautiful Bay of Islands, but with the power of technology, we work with clients from Cape Reinga to Gore, we haven’t had anyone lower than that yet, but of course, we are totally ready to help anyone in Invercargill!

Our business consists of Sarah & Gareth and between the two of us we have over 30 years of lending experience, there are very few scenarios that we have not dealt with over the years.

We take pride in the fact that we can provide you with simple, down-to-earth advice. Lending & Insurance can be easily over complicated, we love being able to help you make sense of it all & provide you with the comfort of knowing that you have these aspects of your life, under control.

Life is too short to spend your time stressing about interest rates & insurance policies– let us help so you can spend your time taking your kids to the beach, walking the Milford track, or whatever it is you like to spend your spare time on!

Pop us a message, let's kōrero soon,

Sarah & Gareth

  • Sarah Curtis

    QUEEN OF STRAIGHT UP ADVICE/

    MORTGAGE GURU / INSURANCE ADVISOR

  • Gareth O'Brien

    NUMBER CRUNCHER / CHIEF NEGOTIATOR

    SUSSES EVERYTHING BEHIND THE SCENES

What drives us at Sarah Curtis Mortgages & Insurance

  • Education

    Education comes in many forms for us, not just providing education to our clients - but also making sure we are keeping ourselves educated with changes within our industry so we ensure the advice we are providing you is current & tailored to your circumstances.

    Education is a priority in our social media feed, as well as holding in-person events to provide a safe space for learning financial conversations to take place.

  • Community

    Although our office is in Kerikeri, with the years of experience we have in the industry we have connections within communities all over New Zealand.

    We recognise that giving back to our community strengthens all of us - we do this through monthly donations to charities our clients support as a thank you.

    We volunteer our time to organisations within our community & hold in-person events to support education & community connection.

  • Integrity

    Integrity to us is doing the right thing when no one is looking. We know our clients rely on us for advice around life changing decisions - being honest & transparent at all times, ensures our clients know we act with integrity.

    Financial situations can come with challenging circumstances - Integrity to us, means we communicate openly about risks, limitations, or difficult scenarios so you are fully informed and empowered to make the decision best for you.

  • Collaboration

    There are many pieces to the jigsaw puzzle of the finance world - Collaboration is critical to providing you with confidence & support to make the key decisions you need to.

    We have incredible relationships with the lenders & insurance providers, this means when that inevitable thing goes wrong - we know who to call to get it sussed.

    We also have relationships based on years of history with real estate agents, legal experts, investment advisers and Fire & General Insurance advisers, ALL around New Zealand ready to support you with knowledge & experience.